The growth was supported by a 61.21% YoY rise in urban finance disbursements to Rs 9,840 crore and a 40.79% YoY growth in rural business finance to Rs 7,200 crore in Q4 FY26.

Retail loan book stood at Rs 1,19,550 crore in Q4 FY26, registering the growth of 26% compared with Rs 95,180 crore in Q4 FY25.

Realization improved to 98% in Q4 FY26 as against 97% in Q4 FY25.

On annual basis, the company's retail disbursement increased 39% to Rs 83,190 crore in FY26 compared with Rs 60,040 crore in FY25.

L&T Finance is a leading non-banking financial company (NBFC), offering a range of financial products and services. The company has reported 18% rise in consolidated net profit to Rs 739 crore on a 18% increase in total income to Rs 2,920 crore in Q3 FY26 as compared with Q3 FY25.

The scrip fell 1.66% to settle at Rs 240.45 on Thursday, 2 April 2026.